BPR deposits inside the Fazza app
Returns for you,
capital for the regions.
Place time deposits at your choice of Indonesian Rural Banks (BPR) starting from Rp100,000 with rates up to 8% p.a. All from the Fazza app.
- Rates up to
- 8% p.a.
- Start from
- Rp100K
- Guaranteed by
- LPS*
*Placements at LPS-member BPRs, subject to the deposit insurance program’s terms.
About Fazza Loop
Your money circulates to power local businesses
Fazza Loop is a financial services aggregator that connects people with a curated selection of time deposit products from Indonesian Rural Banks (BPR) across the country, making these products accessible to everyone.
Through the platform, funds from urban communities are channelled to support the capital needs of local businesses in the regions, connecting the centre with the periphery.
How it works
Four steps to get started
Everything happens inside the Fazza app, with no branch visits required.
- 1
Download the Fazza app
Get Fazza on Google Play or the App Store, then register with a quick identity verification (e-KYC).
- 2
Choose a BPR and tenor
Open the BPR Deposit menu, compare rates, minimum placements, and each BPR’s profile, including its financial statements.
- 3
Place your funds
Start from Rp100,000. Your funds are placed as a time deposit at the BPR of your choice.
- 4
Track and earn interest
Monitor your placement in the app, enable Automatic Roll Over (ARO) for automatic renewal, and receive interest at maturity.
Product
BPR deposits, transparent from the start
Every offer shows the information you need to decide with confidence.
Competitive rates
Up to 8% p.a. based on each BPR’s offer, with flexible tenor options.
BPR transparency
Each bank’s profile, licence number, and summarised financial statements are shown before you place funds.
Automatic Roll Over
Renew placements automatically at maturity. Adjustable until 14 days before the due date.
LPS guaranteed
Partner BPRs are members of the Indonesia Deposit Insurance Corporation (LPS) guarantee program.
Simulation
How much could your deposit earn?
Deposit Simulation
Estimate the interest on your placement.
Rate: p.a.
- Estimated interest
- Estimated interest tax (20%)
- Estimated total return
This simulation is an estimate, not a binding offer. Actual rates and tenor options follow each BPR’s offer in the Fazza app. The 20% interest tax applies to placements of Rp7,500,000 or more, per applicable regulations.
Why BPR
Why a BPR deposit?
An often overlooked savings instrument that rewards well and stays under supervision.
Higher rates
BPRs generally offer higher deposit rates than commercial banks, with the same fixed-term savings mechanism.
Supervised and guaranteed
BPRs are licensed and supervised by OJK, and are members of the LPS deposit guarantee program subject to its terms.
Impact for the regions
Your deposit is channelled by the BPR as business capital for local entrepreneurs. Save while moving the local economy.
Security & oversight
Built on trust
Registered with OJK
Fazza Loop is operated by PT Xfers Indonesia Teknologi and is registered with the Financial Services Authority of Indonesia (OJK).
LPS guarantee
Placements at member BPRs are guaranteed by LPS up to Rp2 billion per customer per bank, subject to program terms.
Technology as the foundation
Layered identity verification and data encryption. A new way to save and invest that puts security and trust first.
FAQ
Frequently asked questions
What is Fazza Loop?
Is my money safe?
What is the minimum placement?
How do I renew my deposit?
Start your first loop today
Download the Fazza app, open the BPR Deposit menu, and place your first deposit from Rp100,000.